Terms and conditions of use for pikeceloemari.com

These terms govern your use of pikeceloemari.com. Please read carefully before accessing or using our website or services.

September 19, 2025

Acceptance of terms

By accessing this website, you agree to these terms and conditions in full. If you do not accept, please refrain from using our services or site.

Definitions

Key terms used in these conditions are explained for clarity.

'Website' refers to pikeceloemari.com and all content hosted on this pikeceloemari.

'User' means any individual or entity accessing or using this website.

'Services' includes consultations, analytical reviews, and related activities offered by pikeceloemari.

'Content' covers all information, graphics, and materials provided by pikeceloemari.

Use of services

Our services are provided for general guidance in financial planning, not as regulated financial advice. Always consult a licensed professional for individual advice.

Eligibility

You must be at least 18 years old and capable of entering into binding agreements to use this site.

18+ only. Proof may be required.

Your responsibilities

Users must act lawfully, respect our site, and protect their login credentials.

Provide accurate and up-to-date information when requested.
Maintain confidentiality of account details and passwords.
Follow all applicable Australian laws and regulations.
Do not misuse, disrupt, or harm site operations or other users.

Prohibited uses

Users must not engage in these activities:

Submitting false or misleading information to the website.
Attempting to gain unauthorised access to systems or data.
Distributing malicious code, viruses, or harmful content.
Using the site for unlawful or fraudulent activities.
Infringing on intellectual property or personal rights of others.

Intellectual property rights

All content, trademarks, and materials on pikeceloemari.com are owned by pikeceloemari or its licensors. Users may view content for personal use only. Reproduction, distribution, or commercial use requires written permission.

User content rights

Any content you submit remains your responsibility. By submitting, you grant pikeceloemari a license to use, display, or modify that content as needed for service provision.

Rights granted to pikeceloemari

You authorise pikeceloemari to use submitted content for operational purposes, subject to privacy terms.

Privacy and data protection

Personal information is managed according to our privacy policy, in line with Australian privacy laws. Please review our policy for details on data handling and your rights.

View privacy policy

Disclaimer and liability limitation

Please read our disclaimer for important details on limitations of liability and information accuracy.

Important disclaimer notice

Results may vary. Past performance doesn’t guarantee future results. Content is not individual advice.

Limitation of liability clause

pikeceloemari is not liable for any losses or damages arising from use of this site or reliance on its content.

Indemnification

By using this website, you agree to indemnify and hold pikeceloemari harmless from any claims or damages related to your use of the site.

Dispute resolution process

We aim to resolve disputes promptly and fairly. Contact us first to discuss concerns.

Arbitration

If a dispute cannot be resolved, it may be referred to arbitration in Australia, as agreed by both parties.

Arbitration decisions are final and binding to the extent permitted by law.

Online dispute resolution

You may also use the official online dispute resolution platform for cross-border consumer issues.

Read our disclaimer

Severability

If a provision is invalid, the rest remain in effect.

Entire agreement

These terms, together with our privacy policy and disclaimer, represent the entire agreement between you and pikeceloemari.

Applicable law and jurisdiction

These terms are governed by Australian law and subject to its jurisdiction.

Termination

pikeceloemari may suspend or terminate access to services for any breach of these terms or unlawful activity.

Modifications

pikeceloemari may update these terms at any time. Continued use indicates acceptance of changes.

Contacting pikeceloemari.com

For questions about these terms, reach out to our team directly.

Email address: content@pikeceloemari.com

Phone number: +61298366048

Office address: 95 Pitt Street, Australia Square Plaza Building, Sydney, NSW 2000 Australia

Effective date: September 19, 2025

Version: 3.2